:root{--ink:#121826;--nav:#0d1422;--blue:#2563eb;--blue-dark:#1d4ed8;--cream:#faf8f5;--paper:#fff;--copy:#465166;--line:#e5e7eb;--red:#b42318;--red-bg:#fff1f2;--sage:#edf3e9;--serif:'DM Serif Display',Georgia,serif;--sans:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit}img{max-width:100%;display:block}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:12px;z-index:100;color:#fff;background:var(--blue);padding:10px 14px;border-radius:8px}
.nav{min-height:62px;position:sticky;top:0;z-index:10;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:10px max(20px,calc((100vw - 1160px)/2));background:rgba(13,20,34,.96);border-bottom:1px solid rgba(255,255,255,.1);backdrop-filter:blur(18px)}.brand{display:flex;align-items:center;gap:9px;text-decoration:none;color:#fff;font-weight:800;font-size:15px;letter-spacing:-.02em}.brand img{width:31px;height:31px;border-radius:8px}.nav-cta,.button{display:inline-block;text-decoration:none;background:var(--blue);color:#fff!important;-webkit-text-fill-color:#fff;padding:10px 17px;border-radius:999px;font-size:13px;font-weight:800;letter-spacing:-.01em;box-shadow:0 8px 22px rgba(37,99,235,.22);transition:transform .15s,background .15s}.nav-cta:hover,.button:hover{background:var(--blue-dark);transform:translateY(-1px)}
.hero{background:radial-gradient(ellipse at 50% -20%,#2c5598 0,transparent 56%),var(--nav);color:#fff;padding:74px 24px 82px;text-align:center}.hero-inner{max-width:790px;margin:auto}.eyebrow{display:inline-flex;gap:8px;align-items:center;border:1px solid rgba(255,255,255,.16);border-radius:999px;background:rgba(255,255,255,.07);padding:7px 13px;font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:#cbd8ef}.eyebrow:before{content:'';width:7px;height:7px;border-radius:50%;background:#76d5a4;box-shadow:0 0 0 4px rgba(118,213,164,.15)}h1,h2,h3{font-family:var(--serif);letter-spacing:-.025em;line-height:1.12}.hero h1{font-size:clamp(42px,7vw,76px);margin:18px 0;color:#fff}.hero h1 span{color:#b9d6ff}.hero p{max-width:650px;margin:0 auto;color:#d4dbea;font-size:clamp(16px,2vw,19px);line-height:1.65}.hero-note{margin-top:22px!important;font-size:13px!important;color:#9dafc8!important}
main{max-width:860px;margin:-44px auto 0;padding:0 20px 68px;position:relative}.article{background:var(--paper);border:1px solid #e8e8ea;border-radius:25px;box-shadow:0 22px 55px rgba(15,23,42,.08);overflow:hidden}.hero-image{margin:0;background:#d9ddd8}.hero-image img{width:100%;height:min(52vw,480px);object-fit:cover}.tldr{margin:0;padding:28px 30px;background:var(--sage);border-bottom:1px solid #dce7d7}.tldr-label{display:flex;align-items:center;gap:9px;font-size:11px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:#3d5736}.tldr-label:before{content:'i';display:grid;place-items:center;width:25px;height:25px;border-radius:7px;background:#597852;color:#fff;font-size:15px;font-weight:800;letter-spacing:0}.tldr p{margin:11px 0 0;color:#303b30;font-size:17px;line-height:1.68}.tldr strong{color:#192617}
.body{padding:42px 8.5%}.body section{margin:0 0 38px}.body h2{font-size:clamp(28px,4vw,39px);margin:0 0 14px;color:#172033}.body h3{font-size:21px;margin:0 0 7px;color:#1c2940}.body p{font-size:17px;color:var(--copy);margin:0 0 16px}.body li{color:var(--copy);font-size:16px;margin:9px 0;padding-left:4px}.body ul{padding-left:22px;margin:0}.danger{padding:26px 28px!important;background:var(--red-bg);border:1px solid #f4c9ce;border-radius:18px}.danger .kicker{font-size:11px!important;text-transform:uppercase;letter-spacing:.13em;font-weight:800;color:var(--red)!important;margin-bottom:6px!important}.danger h2{color:#7f1d1d!important;margin-bottom:12px}.callout{margin:5px 0 42px;padding:30px;background:var(--nav);border-radius:20px;text-align:center}.callout .small{font-size:11px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:#aac8f5;margin:0 0 8px}.callout h2{color:#fff;font-size:33px;margin:0 0 10px}.callout p{color:#d8dfeb;max-width:565px;margin:0 auto 22px;font-size:16px}.quote{margin:0 0 39px;padding:24px 27px;border-left:4px solid #6e925e;background:#f9fbf8;border-radius:0 16px 16px 0}.quote p{font-family:var(--serif);font-size:24px!important;line-height:1.42;color:#182437!important;margin:0 0 12px!important}.quote cite{font-style:normal;font-size:13px;font-weight:800;color:#546174}.blue-card{padding:27px 28px!important;background:#eff6ff;border:1px solid #d4e5ff;border-radius:18px}.blue-card h2{color:#173b78!important}.blue-card p{color:#334155!important}.faq{padding-top:4px}.faq-item{padding:20px 0;border-top:1px solid var(--line)}.faq-item:last-child{border-bottom:1px solid var(--line)}.faq-item p{margin:0}.source{border-top:1px solid var(--line);padding-top:24px}.source p,.source li{font-size:14px}.source a{color:#1d4ed8;font-weight:700}.review{font-size:14px!important;color:#637086!important}.footer{background:var(--nav);padding:45px 24px;color:#c4cfdf}.footer-inner{max-width:1120px;margin:auto;display:flex;justify-content:space-between;gap:32px;flex-wrap:wrap}.footer strong{color:#fff}.footer p{margin:7px 0 0;font-size:13px;max-width:500px}.footer a{color:#b8d7ff;text-decoration:none;font-size:13px;margin-left:16px}.footer-links{display:flex;align-items:start;gap:0;flex-wrap:wrap}
@media(max-width:620px){.nav{padding:10px 15px}.nav-cta{padding:9px 13px;font-size:12px}.hero{padding:58px 20px 66px}.hero h1{font-size:45px}.body{padding:33px 22px}.tldr{padding:23px 22px}.tldr p{font-size:16px}.body p{font-size:16px}.callout{padding:27px 20px}.callout h2{font-size:29px}.hero-image img{height:270px}.footer a{margin:0 14px 8px 0}}